{
  "fsp_number": "FSP671771",
  "name": "Zyra Jane Balaba Vaughan",
  "slug": "zyra-jane-balaba-vaughan-auckland-FSP671771",
  "profile_url": "https://financeadvisers.co.nz/adviser/zyra-jane-balaba-vaughan-auckland-FSP671771/can-advise-on",
  "fap": {
    "fsp_number": "FSP706272",
    "name": "Eliteinsure Limited",
    "disclosure_md_url": "https://financeadvisers.co.nz/api/provider/FSP706272/disclosure.md",
    "facts_url": "https://financeadvisers.co.nz/api/provider/FSP706272/facts.json",
    "fspr_url": "https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP706272"
  },
  "product_panel_via_fap": {
    "data_state": "pds-ingested",
    "count": 22,
    "as_of": "2026-05-23",
    "providers": [
      {
        "provider": "AIA",
        "raw_name": "AIA",
        "confidence_tier": "C"
      },
      {
        "provider": "ANZ Bank New Zealand Limited",
        "raw_name": "ANZ Bank New Zealand Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "ASAP Finance",
        "raw_name": "ASAP Finance",
        "confidence_tier": "C"
      },
      {
        "provider": "ASB Bank",
        "raw_name": "ASB Bank Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "Asteron Life",
        "raw_name": "Asteron Life",
        "confidence_tier": "C"
      },
      {
        "provider": "Avanti Finance",
        "raw_name": "Avanti Finance Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "Blanket Advice Limited",
        "raw_name": "Blanket Advice Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "Booster",
        "raw_name": "Booster",
        "confidence_tier": "C"
      },
      {
        "provider": "Chubb Life",
        "raw_name": "Chubb Life",
        "confidence_tier": "C"
      },
      {
        "provider": "Concilium",
        "raw_name": "Concilium",
        "confidence_tier": "C"
      },
      {
        "provider": "Cressida Capital",
        "raw_name": "Cressida Capital",
        "confidence_tier": "C"
      },
      {
        "provider": "DBR Home Loans",
        "raw_name": "DBR Home Loans",
        "confidence_tier": "C"
      },
      {
        "provider": "Fidelity Life",
        "raw_name": "Fidelity Life",
        "confidence_tier": "C"
      },
      {
        "provider": "Kiwibank",
        "raw_name": "Kiwibank Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "Liberty Financial",
        "raw_name": "Liberty Financial Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "nib",
        "raw_name": "NIB",
        "confidence_tier": "C"
      },
      {
        "provider": "NZ Funds",
        "raw_name": "NZ Funds",
        "confidence_tier": "C"
      },
      {
        "provider": "Partners Life",
        "raw_name": "Partners Life",
        "confidence_tier": "C"
      },
      {
        "provider": "Pepper New Zealand Limited",
        "raw_name": "Pepper New Zealand Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "SBS Bank",
        "raw_name": "SBS Bank",
        "confidence_tier": "C"
      },
      {
        "provider": "Southern Cross",
        "raw_name": "Southern Cross",
        "confidence_tier": "C"
      },
      {
        "provider": "The Co-operative Bank Limited",
        "raw_name": "The Co-operative Bank Limited",
        "confidence_tier": "C"
      }
    ]
  },
  "as_of": "2026-06-01",
  "provenance": {
    "source": "FAP Public Disclosure Statement (FMC Act 2013 s431) via FinanceAdvisersNZ PDS mirror",
    "extraction": "Sonnet-extracted product_panel; confidence tier C; name variants canonicalised via hand-curated alias list",
    "framing": "Product providers this adviser's FAP has disclosed in their public disclosure statement. AI-summarised from PDS; refer to the original PDS for the authoritative list. Not adviser-specific scope of advice.",
    "verbatim_passthrough": "https://financeadvisers.co.nz/api/provider/FSP706272/disclosure.md",
    "pds_corpus_coverage": "~107 of ~2,444 NZ FAPs (~4.5%) as of 2026-06-01",
    "schema_version": "2026-06-01"
  },
  "notes": "FinanceAdvisersNZ is a directory mirror, not the regulator. Product-panel disclosure is firm-wide (FAP-level), not adviser-specific. For binding regulatory purposes, refer to the FAP's own current Public Disclosure Statement."
}