{
  "fsp_number": "FSP664491",
  "name": "Lemuel David Willcox",
  "slug": "lemuel-david-willcox-christchurch-FSP664491",
  "profile_url": "https://financeadvisers.co.nz/adviser/lemuel-david-willcox-christchurch-FSP664491/can-advise-on",
  "fap": {
    "fsp_number": "FSP711051",
    "name": "Easystreet Mortgages Limited",
    "disclosure_md_url": "https://financeadvisers.co.nz/api/provider/FSP711051/disclosure.md",
    "facts_url": "https://financeadvisers.co.nz/api/provider/FSP711051/facts.json",
    "fspr_url": "https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP711051"
  },
  "product_panel_via_fap": {
    "data_state": "pds-ingested",
    "count": 4,
    "as_of": "2026-06-01",
    "providers": [
      {
        "provider": "banks (unnamed)",
        "raw_name": "banks (unnamed)",
        "confidence_tier": "C"
      },
      {
        "provider": "insurers (unnamed)",
        "raw_name": "insurers (unnamed)",
        "confidence_tier": "C"
      },
      {
        "provider": "KiwiSaver providers (unnamed)",
        "raw_name": "KiwiSaver providers (unnamed)",
        "confidence_tier": "C"
      },
      {
        "provider": "non-bank lenders (unnamed)",
        "raw_name": "non-bank lenders (unnamed)",
        "confidence_tier": "C"
      }
    ]
  },
  "as_of": "2026-09-04",
  "provenance": {
    "source": "FAP Public Disclosure Statement (FMC Act 2013 s431) via FinanceAdvisersNZ PDS mirror",
    "extraction": "Sonnet-extracted product_panel; confidence tier C; name variants canonicalised via hand-curated alias list",
    "framing": "Product providers this adviser's FAP has disclosed in their public disclosure statement. AI-summarised from PDS; refer to the original PDS for the authoritative list. Not adviser-specific scope of advice.",
    "verbatim_passthrough": "https://financeadvisers.co.nz/api/provider/FSP711051/disclosure.md",
    "pds_corpus_coverage": "~107 of ~2,444 NZ FAPs (~4.5%) as of 2026-06-01",
    "schema_version": "2026-06-01"
  },
  "notes": "FinanceAdvisersNZ is a directory mirror, not the regulator. Product-panel disclosure is firm-wide (FAP-level), not adviser-specific. For binding regulatory purposes, refer to the FAP's own current Public Disclosure Statement."
}