{
  "fsp_number": "FSP602390",
  "name": "Xiaotang Huang",
  "slug": "xiaotang-huang-auckland-FSP602390",
  "profile_url": "https://financeadvisers.co.nz/adviser/xiaotang-huang-auckland-FSP602390/can-advise-on",
  "fap": {
    "fsp_number": "FSP624289",
    "name": "Surecapital Investments Limited",
    "disclosure_md_url": "https://financeadvisers.co.nz/api/provider/FSP624289/disclosure.md",
    "facts_url": "https://financeadvisers.co.nz/api/provider/FSP624289/facts.json",
    "fspr_url": "https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP624289"
  },
  "product_panel_via_fap": {
    "data_state": "pds-ingested",
    "count": 56,
    "as_of": "2026-05-23",
    "providers": [
      {
        "provider": "Accuro",
        "raw_name": "Accuro Health Insurance",
        "confidence_tier": "C"
      },
      {
        "provider": "AIA",
        "raw_name": "AIA",
        "confidence_tier": "C"
      },
      {
        "provider": "ANZ",
        "raw_name": "ANZ",
        "confidence_tier": "C"
      },
      {
        "provider": "ASAP Finance",
        "raw_name": "ASAP Finance",
        "confidence_tier": "C"
      },
      {
        "provider": "ASB Bank",
        "raw_name": "ASB",
        "confidence_tier": "C"
      },
      {
        "provider": "Asteron Life",
        "raw_name": "Asteron Life",
        "confidence_tier": "C"
      },
      {
        "provider": "Avanti Finance",
        "raw_name": "Avanti Finance",
        "confidence_tier": "C"
      },
      {
        "provider": "Bank of China",
        "raw_name": "Bank of China",
        "confidence_tier": "C"
      },
      {
        "provider": "Basecorp Finance",
        "raw_name": "Basecorp Finance",
        "confidence_tier": "C"
      },
      {
        "provider": "Bizcap",
        "raw_name": "Bizcap",
        "confidence_tier": "C"
      },
      {
        "provider": "BNZ",
        "raw_name": "BNZ",
        "confidence_tier": "C"
      },
      {
        "provider": "CFML Loans",
        "raw_name": "CFML Loans",
        "confidence_tier": "C"
      },
      {
        "provider": "China Construction Bank",
        "raw_name": "China Construction Bank",
        "confidence_tier": "C"
      },
      {
        "provider": "Chubb",
        "raw_name": "Chubb",
        "confidence_tier": "C"
      },
      {
        "provider": "Cressida Capital",
        "raw_name": "Cressida Capital",
        "confidence_tier": "C"
      },
      {
        "provider": "DBR Property Finance",
        "raw_name": "DBR",
        "confidence_tier": "C"
      },
      {
        "provider": "Fico Finance",
        "raw_name": "Fico Finance",
        "confidence_tier": "C"
      },
      {
        "provider": "Fidelity Life",
        "raw_name": "Fidelity Life",
        "confidence_tier": "C"
      },
      {
        "provider": "Finbase",
        "raw_name": "Finbase",
        "confidence_tier": "C"
      },
      {
        "provider": "First Mortgage Trust",
        "raw_name": "First Mortgage Trust",
        "confidence_tier": "C"
      },
      {
        "provider": "Funding Partners",
        "raw_name": "Funding Partners",
        "confidence_tier": "C"
      },
      {
        "provider": "General Finance",
        "raw_name": "General Finance",
        "confidence_tier": "C"
      },
      {
        "provider": "Get Capital",
        "raw_name": "Get Capital",
        "confidence_tier": "C"
      },
      {
        "provider": "Go Lend",
        "raw_name": "Go Lend",
        "confidence_tier": "C"
      },
      {
        "provider": "Gold Band Finance",
        "raw_name": "Gold Band Finance",
        "confidence_tier": "C"
      },
      {
        "provider": "Heartland Bank",
        "raw_name": "Heartland Bank",
        "confidence_tier": "C"
      },
      {
        "provider": "ICBC",
        "raw_name": "ICBC",
        "confidence_tier": "C"
      },
      {
        "provider": "Kiwibank",
        "raw_name": "Kiwibank",
        "confidence_tier": "C"
      },
      {
        "provider": "Liberty Financial",
        "raw_name": "Liberty Finance",
        "confidence_tier": "C"
      },
      {
        "provider": "Link Home Loans",
        "raw_name": "Link Home Loans",
        "confidence_tier": "C"
      },
      {
        "provider": "MB Private",
        "raw_name": "MB Private",
        "confidence_tier": "C"
      },
      {
        "provider": "Metro Finance",
        "raw_name": "Metro Finance",
        "confidence_tier": "C"
      },
      {
        "provider": "NBS",
        "raw_name": "NBS",
        "confidence_tier": "C"
      },
      {
        "provider": "nib",
        "raw_name": "nib",
        "confidence_tier": "C"
      },
      {
        "provider": "OxFord Finance",
        "raw_name": "OxFord Finance",
        "confidence_tier": "C"
      },
      {
        "provider": "Pallas Capital",
        "raw_name": "Pallas Capital",
        "confidence_tier": "C"
      },
      {
        "provider": "Partners Life",
        "raw_name": "Partners Life",
        "confidence_tier": "C"
      },
      {
        "provider": "Pepper Money",
        "raw_name": "Pepper Money",
        "confidence_tier": "C"
      },
      {
        "provider": "Pioneer Finance",
        "raw_name": "Pioneer Finance",
        "confidence_tier": "C"
      },
      {
        "provider": "Property Funding Partners",
        "raw_name": "Property Funding Partners",
        "confidence_tier": "C"
      },
      {
        "provider": "Property Funding Trustees",
        "raw_name": "Property Funding Trustees",
        "confidence_tier": "C"
      },
      {
        "provider": "Prospa",
        "raw_name": "Prospa",
        "confidence_tier": "C"
      },
      {
        "provider": "SBS Bank",
        "raw_name": "SBS Bank",
        "confidence_tier": "C"
      },
      {
        "provider": "Simplify",
        "raw_name": "Simplify",
        "confidence_tier": "C"
      },
      {
        "provider": "Southern Cross",
        "raw_name": "Southern Cross",
        "confidence_tier": "C"
      },
      {
        "provider": "Southern Cross Partners",
        "raw_name": "Southern Cross Partners",
        "confidence_tier": "C"
      },
      {
        "provider": "Strata Funding",
        "raw_name": "Strata Funding",
        "confidence_tier": "C"
      },
      {
        "provider": "The Co-operative Bank",
        "raw_name": "The Co-operative Bank",
        "confidence_tier": "C"
      },
      {
        "provider": "TSB",
        "raw_name": "TSB",
        "confidence_tier": "C"
      },
      {
        "provider": "Unity Credit Union",
        "raw_name": "Unity",
        "confidence_tier": "C"
      },
      {
        "provider": "Vincent Capital",
        "raw_name": "Vincent Capital",
        "confidence_tier": "C"
      },
      {
        "provider": "Welcome Limited",
        "raw_name": "Welcome Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "Westpac",
        "raw_name": "Westpac",
        "confidence_tier": "C"
      },
      {
        "provider": "Xceda",
        "raw_name": "Xceda",
        "confidence_tier": "C"
      },
      {
        "provider": "XE",
        "raw_name": "XE",
        "confidence_tier": "C"
      },
      {
        "provider": "Zagga",
        "raw_name": "Zagga",
        "confidence_tier": "C"
      }
    ]
  },
  "as_of": "2026-06-01",
  "provenance": {
    "source": "FAP Public Disclosure Statement (FMC Act 2013 s431) via FinanceAdvisersNZ PDS mirror",
    "extraction": "Sonnet-extracted product_panel; confidence tier C; name variants canonicalised via hand-curated alias list",
    "framing": "Product providers this adviser's FAP has disclosed in their public disclosure statement. AI-summarised from PDS; refer to the original PDS for the authoritative list. Not adviser-specific scope of advice.",
    "verbatim_passthrough": "https://financeadvisers.co.nz/api/provider/FSP624289/disclosure.md",
    "pds_corpus_coverage": "~107 of ~2,444 NZ FAPs (~4.5%) as of 2026-06-01",
    "schema_version": "2026-06-01"
  },
  "notes": "FinanceAdvisersNZ is a directory mirror, not the regulator. Product-panel disclosure is firm-wide (FAP-level), not adviser-specific. For binding regulatory purposes, refer to the FAP's own current Public Disclosure Statement."
}