{
  "fsp_number": "FSP1011421",
  "name": "Sandip Singh",
  "slug": "sandip-singh-auckland-FSP1011421",
  "profile_url": "https://financeadvisers.co.nz/adviser/sandip-singh-auckland-FSP1011421/can-advise-on",
  "fap": {
    "fsp_number": "FSP768697",
    "name": "Ty Investment Group Limited",
    "disclosure_md_url": null,
    "facts_url": "https://financeadvisers.co.nz/api/provider/FSP768697/facts.json",
    "fspr_url": "https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP768697"
  },
  "product_panel_via_fap": {
    "data_state": "pds-ingested",
    "count": 20,
    "returned": 20,
    "total_matching": 20,
    "truncated": false,
    "as_of": "2026-02-20",
    "providers": [
      {
        "provider": "AIA",
        "raw_name": "AIA",
        "confidence_tier": "C",
        "network_url": "https://financeadvisers.co.nz/network/insurer/aia"
      },
      {
        "provider": "ANZ",
        "raw_name": "ANZ Bank New Zealand Limited",
        "confidence_tier": "C",
        "network_url": "https://financeadvisers.co.nz/network/insurer/anz"
      },
      {
        "provider": "ASAP Finance",
        "raw_name": "ASAP Finance Limited",
        "confidence_tier": "C",
        "network_url": "https://financeadvisers.co.nz/network/insurer/asap-finance"
      },
      {
        "provider": "ASB Bank",
        "raw_name": "ASB Bank Limited",
        "confidence_tier": "C",
        "network_url": "https://financeadvisers.co.nz/network/insurer/asb-bank"
      },
      {
        "provider": "Avanti Finance",
        "raw_name": "Avanti Finance Limited",
        "confidence_tier": "C",
        "network_url": "https://financeadvisers.co.nz/network/insurer/avanti-finance"
      },
      {
        "provider": "Bank of China",
        "raw_name": "Bank of China",
        "confidence_tier": "C",
        "network_url": "https://financeadvisers.co.nz/network/insurer/bank-of-china"
      },
      {
        "provider": "Basecorp Finance",
        "raw_name": "Basecorp Finance Limited",
        "confidence_tier": "C",
        "network_url": "https://financeadvisers.co.nz/network/insurer/basecorp-finance"
      },
      {
        "provider": "BNZ",
        "raw_name": "Bank of New Zealand Limited",
        "confidence_tier": "C",
        "network_url": "https://financeadvisers.co.nz/network/insurer/bnz"
      },
      {
        "provider": "China Construction Bank",
        "raw_name": "China Construction Bank",
        "confidence_tier": "C",
        "network_url": "https://financeadvisers.co.nz/network/insurer/china-construction-bank"
      },
      {
        "provider": "Cressida Capital One",
        "raw_name": "Cressida Capital One Limited",
        "confidence_tier": "C",
        "network_url": "https://financeadvisers.co.nz/network/insurer/cressida-capital-one"
      },
      {
        "provider": "DBR Property Finance",
        "raw_name": "DBR Limited",
        "confidence_tier": "C",
        "network_url": "https://financeadvisers.co.nz/network/insurer/dbr-property-finance"
      },
      {
        "provider": "Funding Partners",
        "raw_name": "Funding Partners Limited",
        "confidence_tier": "C",
        "network_url": "https://financeadvisers.co.nz/network/insurer/funding-partners"
      },
      {
        "provider": "Industrial and Commercial Bank of China",
        "raw_name": "Industrial and Commercial Bank of China",
        "confidence_tier": "C",
        "network_url": "https://financeadvisers.co.nz/network/insurer/industrial-and-commercial-bank-of-china"
      },
      {
        "provider": "Kiwibank",
        "raw_name": "Kiwibank Limited",
        "confidence_tier": "C",
        "network_url": "https://financeadvisers.co.nz/network/insurer/kiwibank"
      },
      {
        "provider": "Liberty Financial",
        "raw_name": "Liberty Financial Limited",
        "confidence_tier": "C",
        "network_url": "https://financeadvisers.co.nz/network/insurer/liberty-financial"
      },
      {
        "provider": "Pepper Money",
        "raw_name": "Pepper New Zealand Limited",
        "confidence_tier": "C",
        "network_url": "https://financeadvisers.co.nz/network/insurer/pepper-money"
      },
      {
        "provider": "Southern Cross Partners",
        "raw_name": "Southern Cross Finance Limited",
        "confidence_tier": "C",
        "network_url": "https://financeadvisers.co.nz/network/insurer/southern-cross-partners"
      },
      {
        "provider": "The Co-operative Bank",
        "raw_name": "The Co-operative Bank Limited",
        "confidence_tier": "C",
        "network_url": "https://financeadvisers.co.nz/network/insurer/the-co-operative-bank"
      },
      {
        "provider": "Unity Credit Union",
        "raw_name": "Unity Money",
        "confidence_tier": "C",
        "network_url": "https://financeadvisers.co.nz/network/insurer/unity-credit-union"
      },
      {
        "provider": "Westpac",
        "raw_name": "Westpac New Zealand Limited",
        "confidence_tier": "C",
        "network_url": "https://financeadvisers.co.nz/network/insurer/westpac"
      }
    ],
    "unlisted_provider_state": "does_not",
    "unlisted_provider_meaning": "Their firm's disclosure statement does not name the provider. A firm may still advise on products it has not listed."
  },
  "as_of": "2026-11-09",
  "provenance": {
    "source": "FAP Public Disclosure Statement (FMC Act 2013 s431) via FinanceAdvisersNZ PDS mirror",
    "extraction": "Sonnet-extracted product_panel; confidence tier C; name variants canonicalised via hand-curated alias list",
    "framing": "Product providers this adviser's FAP has disclosed in their public disclosure statement. AI-summarised from PDS; refer to the original PDS for the authoritative list. Not adviser-specific scope of advice.",
    "verbatim_passthrough": null,
    "pds_corpus_coverage": "~107 of ~2,444 NZ FAPs (~4.5%) as of 2026-06-01",
    "schema_version": "2026-06-01"
  },
  "notes": "FinanceAdvisersNZ is a directory mirror, not the regulator. Product-panel disclosure is firm-wide (FAP-level), not adviser-specific. For binding regulatory purposes, refer to the FAP's own current Public Disclosure Statement."
}