{
  "fsp_number": "FSP1009423",
  "name": "Jodhi Lauren Murphy",
  "slug": "jodhi-lauren-murphy-waipu-FSP1009423",
  "profile_url": "https://financeadvisers.co.nz/adviser/jodhi-lauren-murphy-waipu-FSP1009423/can-advise-on",
  "fap": {
    "fsp_number": "FSP1005057",
    "name": "Finance Link Auckland Limited",
    "disclosure_md_url": "https://financeadvisers.co.nz/api/provider/FSP1005057/disclosure.md",
    "facts_url": "https://financeadvisers.co.nz/api/provider/FSP1005057/facts.json",
    "fspr_url": "https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP1005057"
  },
  "product_panel_via_fap": {
    "data_state": "pds-ingested",
    "count": 19,
    "as_of": "2026-06-06",
    "providers": [
      {
        "provider": "Aotea Finance",
        "raw_name": "Aotea Finance",
        "confidence_tier": "C"
      },
      {
        "provider": "Auto Finance Direct",
        "raw_name": "Auto Finance Direct",
        "confidence_tier": "C"
      },
      {
        "provider": "Avanti Finance",
        "raw_name": "Avanti Finance",
        "confidence_tier": "C"
      },
      {
        "provider": "Broadlands Finance",
        "raw_name": "Broadlands Finance",
        "confidence_tier": "C"
      },
      {
        "provider": "CFS Finance",
        "raw_name": "CFS Finance",
        "confidence_tier": "C"
      },
      {
        "provider": "Efco Finance",
        "raw_name": "Efco Finance",
        "confidence_tier": "C"
      },
      {
        "provider": "Falcon Advance",
        "raw_name": "Falcon Advance",
        "confidence_tier": "C"
      },
      {
        "provider": "Finance Direct",
        "raw_name": "Finance Direct",
        "confidence_tier": "C"
      },
      {
        "provider": "Finance Now",
        "raw_name": "Finance Now",
        "confidence_tier": "C"
      },
      {
        "provider": "Financial Holdings",
        "raw_name": "Financial Holdings",
        "confidence_tier": "C"
      },
      {
        "provider": "Geneva Finance",
        "raw_name": "Geneva Finance",
        "confidence_tier": "C"
      },
      {
        "provider": "Lending Crowd",
        "raw_name": "Lending Crowd",
        "confidence_tier": "C"
      },
      {
        "provider": "Loanco",
        "raw_name": "Loanco",
        "confidence_tier": "C"
      },
      {
        "provider": "Metro Finance",
        "raw_name": "Metro Finance",
        "confidence_tier": "C"
      },
      {
        "provider": "Oxford Finance",
        "raw_name": "Oxford Finance",
        "confidence_tier": "C"
      },
      {
        "provider": "Pioneer Finance",
        "raw_name": "Pioneer Finance",
        "confidence_tier": "C"
      },
      {
        "provider": "Rapid Loans",
        "raw_name": "Rapid Loans",
        "confidence_tier": "C"
      },
      {
        "provider": "We Care Finance",
        "raw_name": "We Care Finance",
        "confidence_tier": "C"
      },
      {
        "provider": "Yes Finance",
        "raw_name": "Yes Finance",
        "confidence_tier": "C"
      }
    ]
  },
  "as_of": "2026-09-18",
  "provenance": {
    "source": "FAP Public Disclosure Statement (FMC Act 2013 s431) via FinanceAdvisersNZ PDS mirror",
    "extraction": "Sonnet-extracted product_panel; confidence tier C; name variants canonicalised via hand-curated alias list",
    "framing": "Product providers this adviser's FAP has disclosed in their public disclosure statement. AI-summarised from PDS; refer to the original PDS for the authoritative list. Not adviser-specific scope of advice.",
    "verbatim_passthrough": "https://financeadvisers.co.nz/api/provider/FSP1005057/disclosure.md",
    "pds_corpus_coverage": "~107 of ~2,444 NZ FAPs (~4.5%) as of 2026-06-01",
    "schema_version": "2026-06-01"
  },
  "notes": "FinanceAdvisersNZ is a directory mirror, not the regulator. Product-panel disclosure is firm-wide (FAP-level), not adviser-specific. For binding regulatory purposes, refer to the FAP's own current Public Disclosure Statement."
}