{
  "fsp_number": "FSP1007265",
  "name": "Sulekha Kaushal",
  "slug": "sulekha-kaushal-papakura-FSP1007265",
  "profile_url": "https://financeadvisers.co.nz/adviser/sulekha-kaushal-papakura-FSP1007265/can-advise-on",
  "fap": {
    "fsp_number": "FSP1004173",
    "name": "The Capital Finance Limited",
    "disclosure_md_url": "https://financeadvisers.co.nz/api/provider/FSP1004173/disclosure.md",
    "facts_url": "https://financeadvisers.co.nz/api/provider/FSP1004173/facts.json",
    "fspr_url": "https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP1004173"
  },
  "product_panel_via_fap": {
    "data_state": "pds-ingested",
    "count": 20,
    "as_of": "2026-05-23",
    "providers": [
      {
        "provider": "ANZ",
        "raw_name": "ANZ",
        "confidence_tier": "B"
      },
      {
        "provider": "ASAP Finance",
        "raw_name": "Asap Finance",
        "confidence_tier": "B"
      },
      {
        "provider": "ASB Bank",
        "raw_name": "ASB",
        "confidence_tier": "B"
      },
      {
        "provider": "Avanti Finance",
        "raw_name": "Avanti",
        "confidence_tier": "B"
      },
      {
        "provider": "Basecorp Finance",
        "raw_name": "Basecorp",
        "confidence_tier": "B"
      },
      {
        "provider": "Bluestone",
        "raw_name": "Bluestone",
        "confidence_tier": "B"
      },
      {
        "provider": "BNZ",
        "raw_name": "BNZ",
        "confidence_tier": "B"
      },
      {
        "provider": "Cressida Capital",
        "raw_name": "Cressida Capital",
        "confidence_tier": "B"
      },
      {
        "provider": "DBR Property Finance",
        "raw_name": "DBR",
        "confidence_tier": "B"
      },
      {
        "provider": "First Mortgage Trust",
        "raw_name": "First Mortgage Trust",
        "confidence_tier": "B"
      },
      {
        "provider": "Funding Partners CFML",
        "raw_name": "Funding Partners CFML",
        "confidence_tier": "B"
      },
      {
        "provider": "Heartland Bank",
        "raw_name": "Heartland Bank",
        "confidence_tier": "B"
      },
      {
        "provider": "Pepper Money",
        "raw_name": "Pepper Money",
        "confidence_tier": "B"
      },
      {
        "provider": "Plus Finance",
        "raw_name": "Plus Finance",
        "confidence_tier": "B"
      },
      {
        "provider": "Prospa",
        "raw_name": "Prospa",
        "confidence_tier": "B"
      },
      {
        "provider": "Resimac",
        "raw_name": "Resimac",
        "confidence_tier": "B"
      },
      {
        "provider": "Southern Cross Partners",
        "raw_name": "Southern Cross Partners",
        "confidence_tier": "B"
      },
      {
        "provider": "The Co-operative Bank",
        "raw_name": "Co-operative Bank",
        "confidence_tier": "B"
      },
      {
        "provider": "Unity Credit Union",
        "raw_name": "Unity",
        "confidence_tier": "B"
      },
      {
        "provider": "Westpac",
        "raw_name": "Westpac",
        "confidence_tier": "B"
      }
    ]
  },
  "as_of": "2026-06-01",
  "provenance": {
    "source": "FAP Public Disclosure Statement (FMC Act 2013 s431) via FinanceAdvisersNZ PDS mirror",
    "extraction": "Sonnet-extracted product_panel; confidence tier C; name variants canonicalised via hand-curated alias list",
    "framing": "Product providers this adviser's FAP has disclosed in their public disclosure statement. AI-summarised from PDS; refer to the original PDS for the authoritative list. Not adviser-specific scope of advice.",
    "verbatim_passthrough": "https://financeadvisers.co.nz/api/provider/FSP1004173/disclosure.md",
    "pds_corpus_coverage": "~107 of ~2,444 NZ FAPs (~4.5%) as of 2026-06-01",
    "schema_version": "2026-06-01"
  },
  "notes": "FinanceAdvisersNZ is a directory mirror, not the regulator. Product-panel disclosure is firm-wide (FAP-level), not adviser-specific. For binding regulatory purposes, refer to the FAP's own current Public Disclosure Statement."
}