{
  "fsp_number": "FSP1006072",
  "name": "Courtney-anne Michelle Fitton",
  "slug": "courtney-anne-michelle-fitton-christchurch-FSP1006072",
  "profile_url": "https://financeadvisers.co.nz/adviser/courtney-anne-michelle-fitton-christchurch-FSP1006072/can-advise-on",
  "fap": {
    "fsp_number": "FSP403346",
    "name": "One Partner Limited",
    "disclosure_md_url": "https://financeadvisers.co.nz/api/provider/FSP403346/disclosure.md",
    "facts_url": "https://financeadvisers.co.nz/api/provider/FSP403346/facts.json",
    "fspr_url": "https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP403346"
  },
  "product_panel_via_fap": {
    "data_state": "pds-ingested",
    "count": 16,
    "as_of": "2026-05-23",
    "providers": [
      {
        "provider": "Avanti Finance",
        "raw_name": "Avanti Finance",
        "confidence_tier": "B"
      },
      {
        "provider": "Branded Financial Services",
        "raw_name": "Branded Financial Services",
        "confidence_tier": "B"
      },
      {
        "provider": "CFS Finance",
        "raw_name": "CFS Finance",
        "confidence_tier": "B"
      },
      {
        "provider": "Finance Now",
        "raw_name": "Finance Now",
        "confidence_tier": "B"
      },
      {
        "provider": "Financial Holdings Limited (FHL)",
        "raw_name": "Financial Holdings Limited (FHL)",
        "confidence_tier": "B"
      },
      {
        "provider": "Geneva",
        "raw_name": "Geneva",
        "confidence_tier": "B"
      },
      {
        "provider": "Heartland Bank",
        "raw_name": "Heartland Bank",
        "confidence_tier": "B"
      },
      {
        "provider": "Latitude Financial Services",
        "raw_name": "Latitude Financial Services",
        "confidence_tier": "B"
      },
      {
        "provider": "Marac",
        "raw_name": "Marac",
        "confidence_tier": "B"
      },
      {
        "provider": "Nectar",
        "raw_name": "Nectar",
        "confidence_tier": "B"
      },
      {
        "provider": "Oxford Finance",
        "raw_name": "Oxford Finance",
        "confidence_tier": "B"
      },
      {
        "provider": "Provident Insurance",
        "raw_name": "Provident Insurance",
        "confidence_tier": "B"
      },
      {
        "provider": "Quest Insurance",
        "raw_name": "Quest Insurance",
        "confidence_tier": "B"
      },
      {
        "provider": "Thorn Finance",
        "raw_name": "Thorn Finance",
        "confidence_tier": "B"
      },
      {
        "provider": "UDC",
        "raw_name": "UDC",
        "confidence_tier": "B"
      },
      {
        "provider": "Unity Credit Union",
        "raw_name": "NZCU",
        "confidence_tier": "B"
      }
    ]
  },
  "as_of": "2026-06-01",
  "provenance": {
    "source": "FAP Public Disclosure Statement (FMC Act 2013 s431) via FinanceAdvisersNZ PDS mirror",
    "extraction": "Sonnet-extracted product_panel; confidence tier C; name variants canonicalised via hand-curated alias list",
    "framing": "Product providers this adviser's FAP has disclosed in their public disclosure statement. AI-summarised from PDS; refer to the original PDS for the authoritative list. Not adviser-specific scope of advice.",
    "verbatim_passthrough": "https://financeadvisers.co.nz/api/provider/FSP403346/disclosure.md",
    "pds_corpus_coverage": "~107 of ~2,444 NZ FAPs (~4.5%) as of 2026-06-01",
    "schema_version": "2026-06-01"
  },
  "notes": "FinanceAdvisersNZ is a directory mirror, not the regulator. Product-panel disclosure is firm-wide (FAP-level), not adviser-specific. For binding regulatory purposes, refer to the FAP's own current Public Disclosure Statement."
}