{
  "fsp_number": "FSP1001604",
  "name": "Jay Edward Stothers",
  "slug": "jay-edward-stothers-auckland-FSP1001604",
  "profile_url": "https://financeadvisers.co.nz/adviser/jay-edward-stothers-auckland-FSP1001604/can-advise-on",
  "fap": {
    "fsp_number": "FSP545907",
    "name": "Float Financial Advisors Limited",
    "disclosure_md_url": "https://financeadvisers.co.nz/api/provider/FSP545907/disclosure.md",
    "facts_url": "https://financeadvisers.co.nz/api/provider/FSP545907/facts.json",
    "fspr_url": "https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP545907"
  },
  "product_panel_via_fap": {
    "data_state": "pds-ingested",
    "count": 38,
    "as_of": "2026-05-23",
    "providers": [
      {
        "provider": "AIA",
        "raw_name": "AIA",
        "confidence_tier": "B"
      },
      {
        "provider": "AIA/Go Home Loans",
        "raw_name": "AIA/Go Home Loans",
        "confidence_tier": "B"
      },
      {
        "provider": "Ando",
        "raw_name": "Ando",
        "confidence_tier": "B"
      },
      {
        "provider": "ANZ",
        "raw_name": "ANZ",
        "confidence_tier": "B"
      },
      {
        "provider": "ASB Bank",
        "raw_name": "ASB",
        "confidence_tier": "B"
      },
      {
        "provider": "Asteron Life",
        "raw_name": "Asteron",
        "confidence_tier": "B"
      },
      {
        "provider": "Avanti Finance",
        "raw_name": "Avanti Finance",
        "confidence_tier": "B"
      },
      {
        "provider": "Bank of China",
        "raw_name": "Bank of China",
        "confidence_tier": "B"
      },
      {
        "provider": "Basecorp Finance",
        "raw_name": "Basecorp",
        "confidence_tier": "B"
      },
      {
        "provider": "BNZ",
        "raw_name": "BNZ",
        "confidence_tier": "B"
      },
      {
        "provider": "Booster",
        "raw_name": "Booster",
        "confidence_tier": "B"
      },
      {
        "provider": "CFML",
        "raw_name": "CFML",
        "confidence_tier": "B"
      },
      {
        "provider": "Cressida",
        "raw_name": "Cressida",
        "confidence_tier": "B"
      },
      {
        "provider": "DBR Property Finance",
        "raw_name": "DBR",
        "confidence_tier": "B"
      },
      {
        "provider": "Fidelity Life",
        "raw_name": "Fidelity Life",
        "confidence_tier": "B"
      },
      {
        "provider": "First Mortgage Trust",
        "raw_name": "First Mortgage Trust",
        "confidence_tier": "B"
      },
      {
        "provider": "General Finance",
        "raw_name": "General Finance",
        "confidence_tier": "B"
      },
      {
        "provider": "Generate",
        "raw_name": "Generate",
        "confidence_tier": "B"
      },
      {
        "provider": "Heartland Bank",
        "raw_name": "Heartland Bank",
        "confidence_tier": "B"
      },
      {
        "provider": "ICBC",
        "raw_name": "ICBC",
        "confidence_tier": "B"
      },
      {
        "provider": "Kiwibank",
        "raw_name": "Kiwibank",
        "confidence_tier": "B"
      },
      {
        "provider": "Liberty Financial",
        "raw_name": "Liberty Financial",
        "confidence_tier": "B"
      },
      {
        "provider": "Milford Asset Management",
        "raw_name": "Milford",
        "confidence_tier": "B"
      },
      {
        "provider": "nib",
        "raw_name": "NIB",
        "confidence_tier": "B"
      },
      {
        "provider": "Partners Life",
        "raw_name": "Partners Life",
        "confidence_tier": "B"
      },
      {
        "provider": "Pathfinder",
        "raw_name": "Pathfinder",
        "confidence_tier": "B"
      },
      {
        "provider": "Pepper Finance",
        "raw_name": "Pepper Finance",
        "confidence_tier": "B"
      },
      {
        "provider": "PSIS",
        "raw_name": "PSIS",
        "confidence_tier": "B"
      },
      {
        "provider": "Public Trust",
        "raw_name": "Public Trust",
        "confidence_tier": "B"
      },
      {
        "provider": "Resimac",
        "raw_name": "Resimac",
        "confidence_tier": "B"
      },
      {
        "provider": "SBS Bank",
        "raw_name": "SBS Bank",
        "confidence_tier": "B"
      },
      {
        "provider": "Sentinel",
        "raw_name": "Sentinel",
        "confidence_tier": "B"
      },
      {
        "provider": "The Co-operative Bank",
        "raw_name": "The Co-operative Bank",
        "confidence_tier": "B"
      },
      {
        "provider": "Tower Insurance",
        "raw_name": "Tower",
        "confidence_tier": "B"
      },
      {
        "provider": "TSB",
        "raw_name": "TSB",
        "confidence_tier": "B"
      },
      {
        "provider": "Unity Credit Union",
        "raw_name": "NZCU",
        "confidence_tier": "B"
      },
      {
        "provider": "Vero",
        "raw_name": "Vero",
        "confidence_tier": "B"
      },
      {
        "provider": "Westpac",
        "raw_name": "Westpac",
        "confidence_tier": "B"
      }
    ]
  },
  "as_of": "2026-06-01",
  "provenance": {
    "source": "FAP Public Disclosure Statement (FMC Act 2013 s431) via FinanceAdvisersNZ PDS mirror",
    "extraction": "Sonnet-extracted product_panel; confidence tier C; name variants canonicalised via hand-curated alias list",
    "framing": "Product providers this adviser's FAP has disclosed in their public disclosure statement. AI-summarised from PDS; refer to the original PDS for the authoritative list. Not adviser-specific scope of advice.",
    "verbatim_passthrough": "https://financeadvisers.co.nz/api/provider/FSP545907/disclosure.md",
    "pds_corpus_coverage": "~107 of ~2,444 NZ FAPs (~4.5%) as of 2026-06-01",
    "schema_version": "2026-06-01"
  },
  "notes": "FinanceAdvisersNZ is a directory mirror, not the regulator. Product-panel disclosure is firm-wide (FAP-level), not adviser-specific. For binding regulatory purposes, refer to the FAP's own current Public Disclosure Statement."
}