{
  "fsp_number": "FSP1000233",
  "name": "Caroline Stephanie Harvey",
  "slug": "caroline-stephanie-harvey-christchurch-FSP1000233",
  "profile_url": "https://financeadvisers.co.nz/adviser/caroline-stephanie-harvey-christchurch-FSP1000233/can-advise-on",
  "fap": {
    "fsp_number": "FSP451986",
    "name": "Tony Mounce Mortgages Limited",
    "disclosure_md_url": "https://financeadvisers.co.nz/api/provider/FSP451986/disclosure.md",
    "facts_url": "https://financeadvisers.co.nz/api/provider/FSP451986/facts.json",
    "fspr_url": "https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP451986"
  },
  "product_panel_via_fap": {
    "data_state": "pds-ingested",
    "count": 42,
    "as_of": "2026-05-23",
    "providers": [
      {
        "provider": "Adroy Capital Limited",
        "raw_name": "Adroy Capital Limited",
        "confidence_tier": "B"
      },
      {
        "provider": "Advantage Finance",
        "raw_name": "Advantage Finance",
        "confidence_tier": "B"
      },
      {
        "provider": "AMFL Limited",
        "raw_name": "AMFL Limited",
        "confidence_tier": "B"
      },
      {
        "provider": "ANZ Bank New Zealand Limited",
        "raw_name": "ANZ Bank New Zealand Limited",
        "confidence_tier": "B"
      },
      {
        "provider": "ASAP Finance",
        "raw_name": "ASAP Finance",
        "confidence_tier": "B"
      },
      {
        "provider": "ASB Bank",
        "raw_name": "ASB Bank Limited",
        "confidence_tier": "B"
      },
      {
        "provider": "Avanti Finance",
        "raw_name": "Avanti Finance Limited",
        "confidence_tier": "B"
      },
      {
        "provider": "Bank of China",
        "raw_name": "Bank of China (New Zealand) Limited",
        "confidence_tier": "B"
      },
      {
        "provider": "Basecorp Finance",
        "raw_name": "Basecorp Finance",
        "confidence_tier": "B"
      },
      {
        "provider": "BIZCAP NZ Limited",
        "raw_name": "BIZCAP NZ Limited",
        "confidence_tier": "B"
      },
      {
        "provider": "BNZ",
        "raw_name": "BNZ",
        "confidence_tier": "B"
      },
      {
        "provider": "Bright Enterprise Holdings",
        "raw_name": "Bright Enterprise Holdings",
        "confidence_tier": "B"
      },
      {
        "provider": "Churchill Funding Limited",
        "raw_name": "Churchill Funding Limited",
        "confidence_tier": "B"
      },
      {
        "provider": "Conrad Funds Management Ltd",
        "raw_name": "Conrad Funds Management Ltd",
        "confidence_tier": "B"
      },
      {
        "provider": "Core Finance Limited",
        "raw_name": "Core Finance Limited",
        "confidence_tier": "B"
      },
      {
        "provider": "Cressida Capital",
        "raw_name": "Cressida Capital",
        "confidence_tier": "B"
      },
      {
        "provider": "Fico Finance Limited",
        "raw_name": "Fico Finance Limited",
        "confidence_tier": "B"
      },
      {
        "provider": "Finbase",
        "raw_name": "Finbase",
        "confidence_tier": "B"
      },
      {
        "provider": "First Mortgage Trust",
        "raw_name": "First Mortgage Trust",
        "confidence_tier": "B"
      },
      {
        "provider": "General Finance Limited",
        "raw_name": "General Finance Limited",
        "confidence_tier": "B"
      },
      {
        "provider": "Goldband Finance Limited",
        "raw_name": "Goldband Finance Limited",
        "confidence_tier": "B"
      },
      {
        "provider": "Heartland Bank",
        "raw_name": "Heartland Bank Limited",
        "confidence_tier": "B"
      },
      {
        "provider": "Kiwibank",
        "raw_name": "Kiwibank Limited",
        "confidence_tier": "B"
      },
      {
        "provider": "Liberty Financial",
        "raw_name": "Liberty Financial Limited",
        "confidence_tier": "B"
      },
      {
        "provider": "Midland Funds Management Limited",
        "raw_name": "Midland Funds Management Limited",
        "confidence_tier": "B"
      },
      {
        "provider": "MTF Finance Rangiora",
        "raw_name": "MTF Finance Rangiora",
        "confidence_tier": "B"
      },
      {
        "provider": "Mutual Credit Finance Limited",
        "raw_name": "Mutual Credit Finance Limited",
        "confidence_tier": "B"
      },
      {
        "provider": "NBS",
        "raw_name": "Nelson Building Society",
        "confidence_tier": "B"
      },
      {
        "provider": "One Partner Limited",
        "raw_name": "One Partner Limited",
        "confidence_tier": "B"
      },
      {
        "provider": "Pallas Capital Limited",
        "raw_name": "Pallas Capital Limited",
        "confidence_tier": "B"
      },
      {
        "provider": "Pepper New Zealand Limited",
        "raw_name": "Pepper New Zealand Limited",
        "confidence_tier": "B"
      },
      {
        "provider": "Prospa NZ Limited",
        "raw_name": "Prospa NZ Limited",
        "confidence_tier": "B"
      },
      {
        "provider": "SBS Bank",
        "raw_name": "SBS Bank",
        "confidence_tier": "B"
      },
      {
        "provider": "Southern Cross Partners",
        "raw_name": "Southern Cross Partners Limited",
        "confidence_tier": "B"
      },
      {
        "provider": "Sovereign/AIA",
        "raw_name": "Sovereign/AIA",
        "confidence_tier": "B"
      },
      {
        "provider": "The Co-operative Bank Limited",
        "raw_name": "The Co-operative Bank Limited",
        "confidence_tier": "B"
      },
      {
        "provider": "TSB",
        "raw_name": "TSB Bank Limited",
        "confidence_tier": "B"
      },
      {
        "provider": "Unity Credit Union",
        "raw_name": "Unity Credit Union",
        "confidence_tier": "B"
      },
      {
        "provider": "Vincent Capital",
        "raw_name": "Vincent Capital",
        "confidence_tier": "B"
      },
      {
        "provider": "Westpac New Zealand Limited",
        "raw_name": "Westpac New Zealand Limited",
        "confidence_tier": "B"
      },
      {
        "provider": "Wroxton Finance Limited",
        "raw_name": "Wroxton Finance Limited",
        "confidence_tier": "B"
      },
      {
        "provider": "Xceda Finance",
        "raw_name": "Xceda Finance",
        "confidence_tier": "B"
      }
    ]
  },
  "as_of": "2026-06-01",
  "provenance": {
    "source": "FAP Public Disclosure Statement (FMC Act 2013 s431) via FinanceAdvisersNZ PDS mirror",
    "extraction": "Sonnet-extracted product_panel; confidence tier C; name variants canonicalised via hand-curated alias list",
    "framing": "Product providers this adviser's FAP has disclosed in their public disclosure statement. AI-summarised from PDS; refer to the original PDS for the authoritative list. Not adviser-specific scope of advice.",
    "verbatim_passthrough": "https://financeadvisers.co.nz/api/provider/FSP451986/disclosure.md",
    "pds_corpus_coverage": "~107 of ~2,444 NZ FAPs (~4.5%) as of 2026-06-01",
    "schema_version": "2026-06-01"
  },
  "notes": "FinanceAdvisersNZ is a directory mirror, not the regulator. Product-panel disclosure is firm-wide (FAP-level), not adviser-specific. For binding regulatory purposes, refer to the FAP's own current Public Disclosure Statement."
}