# Stephen James Young

**FSP FSP31163** · **Auckland** · **registered** · registered 2010-11-20

Stephen James Young is an individual financial adviser on the New Zealand Financial Service Providers Register, currently appointed under Mike Pero Mortgages Limited (FAP FSP37033).

**Parent FAP:** Mike Pero Mortgages Limited (FSP37033)
Provider profile: <https://financeadvisers.co.nz/provider/mike-pero-mortgages-limited-auckland-FSP37033>

**Licence type:** Non-licensed
**Display specialty:** Financial Adviser

## Services offered

- Financial advice service (including financial advisers) - Financial adviser

## Specialties (source-tagged)

Each specialty below carries its data source + confidence. Cascade: self-attest 1.00 > PDS 0.90 > PDS-inherited 0.85 > AI-classified 0.70. For binding regulatory statements refer to the source link.

- **life-insurance** — inherited from parent FAP FSP37033, confidence 0.85 (source: <https://www.mikepero.co.nz/disclaimers/disclosure-statement>)
- **general-insurance** — inherited from parent FAP FSP37033, confidence 0.85 (source: <https://www.mikepero.co.nz/disclaimers/disclosure-statement>)
- **disability-insurance** — inherited from parent FAP FSP37033, confidence 0.85 (source: <https://www.mikepero.co.nz/disclaimers/disclosure-statement>)
- **trauma-insurance** — inherited from parent FAP FSP37033, confidence 0.85 (source: <https://www.mikepero.co.nz/disclaimers/disclosure-statement>)
- **income-protection** — inherited from parent FAP FSP37033, confidence 0.85 (source: <https://www.mikepero.co.nz/disclaimers/disclosure-statement>)
- **health-insurance** — inherited from parent FAP FSP37033, confidence 0.85 (source: <https://www.mikepero.co.nz/disclaimers/disclosure-statement>)
- **mortgages** — inherited from parent FAP FSP37033, confidence 0.85 (source: <https://www.mikepero.co.nz/disclaimers/disclosure-statement>)
- **lending** — inherited from parent FAP FSP37033, confidence 0.85 (source: <https://www.mikepero.co.nz/disclaimers/disclosure-statement>)
- **investments** — inherited from parent FAP FSP37033, confidence 0.85 (source: <https://www.mikepero.co.nz/disclaimers/disclosure-statement>)

**Trading names:** Stephen James Young, Mike Pero Mortgages, Steve Young Financial Services Limited

**Registered address:** 2f/28 Stanwell Street,Parnell,Auckland,1052,New Zealand

## Verify

- FSPR register: <https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP31163>
- HTML profile on FA-NZ: <https://financeadvisers.co.nz/adviser/stephen-james-young-auckland-FSP31163>
- Machine-readable facts: <https://financeadvisers.co.nz/api/adviser/FSP31163/facts.json>
- All advisers in Auckland: <https://financeadvisers.co.nz/advisers/auckland>

*FinanceAdvisersNZ is a directory mirror of public FSPR data. We do not regulate, vet, or endorse advisers, and we do not provide financial advice. For binding regulatory purposes refer to the FSPR record linked above.*

*Last refreshed: 2026-06-22*