# Robert James Howarth

**FSP FSP469946** · **Auckland** · **registered** · registered 2015-10-14

Robert James Howarth is an individual financial adviser on the New Zealand Financial Service Providers Register, currently appointed under Ironclad Life Insurance Advice Limited (FAP FSP1010638).

**Parent FAP:** Ironclad Life Insurance Advice Limited (FSP1010638)
Provider profile: <https://financeadvisers.co.nz/provider/ironclad-life-insurance-advice-limited-auckland-FSP1010638>

**Licence type:** Non-licensed
**Display specialty:** Financial Adviser

## Services offered

- Financial advice service (including financial advisers) - Financial adviser

**Trading names:** Robert James Howarth, Futureproof Life, Ironclad Life

**Registered address:** 180 Greenhithe Road,Greenhithe,Auckland,0632,New Zealand

## Verify

- FSPR register: <https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP469946>
- HTML profile on FA-NZ: <https://financeadvisers.co.nz/adviser/robert-james-howarth-auckland-FSP469946>
- Machine-readable facts: <https://financeadvisers.co.nz/api/adviser/FSP469946/facts.json>
- All advisers in Auckland: <https://financeadvisers.co.nz/advisers/auckland>

*FinanceAdvisersNZ is a directory mirror of public FSPR data. We do not regulate, vet, or endorse advisers, and we do not provide financial advice. For binding regulatory purposes refer to the FSPR record linked above.*

*Last refreshed: 2026-07-03*