# Richard Frank Rowe

**FSP FSP122325** · **Lower Hutt** · **registered** · registered 2011-04-05

Richard Frank Rowe is an individual financial adviser on the New Zealand Financial Service Providers Register, currently appointed under Ail Of New Zealand Limited (FAP FSP166864).

**Parent FAP:** Ail Of New Zealand Limited (FSP166864)
Provider profile: <https://financeadvisers.co.nz/provider/ail-of-new-zealand-limited-auckland-FSP166864>

**Licence type:** Non-licensed
**Display specialty:** Financial Adviser

## Services offered

- Financial advice service (including financial advisers) - Financial adviser

## Specialties (source-tagged)

Each specialty below carries its data source + confidence. Cascade: self-attest 1.00 > PDS 0.90 > PDS-inherited 0.85 > AI-classified 0.70. For binding regulatory statements refer to the source link.

- **life-insurance** — inherited from parent FAP FSP166864, confidence 0.85 (source: <https://www.ailnz.co.nz/site_files/40826/upload_files/AILNZCompanyDisclosureStatementV1.4.pdf>)
- **general-insurance** — inherited from parent FAP FSP166864, confidence 0.85 (source: <https://www.ailnz.co.nz/site_files/40826/upload_files/AILNZCompanyDisclosureStatementV1.4.pdf>)
- **health-insurance** — inherited from parent FAP FSP166864, confidence 0.85 (source: <https://www.ailnz.co.nz/site_files/40826/upload_files/AILNZCompanyDisclosureStatementV1.4.pdf>)

**Trading names:** Richard Frank Rowe, Ailof Nz

**Registered address:** Flat 1, 231 Waterloo Road,Hutt Central,Lower Hutt,5011,New Zealand

## Verify

- FSPR register: <https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP122325>
- HTML profile on FA-NZ: <https://financeadvisers.co.nz/adviser/richard-frank-rowe-lower-hutt-FSP122325>
- Machine-readable facts: <https://financeadvisers.co.nz/api/adviser/FSP122325/facts.json>
- All advisers in Lower Hutt: <https://financeadvisers.co.nz/advisers/lower-hutt>

*FinanceAdvisersNZ is a directory mirror of public FSPR data. We do not regulate, vet, or endorse advisers, and we do not provide financial advice. For binding regulatory purposes refer to the FSPR record linked above.*

*Last refreshed: 2026-06-20*