# Nicole Carolyn Orchard **FSP FSP344166** · **Auckland** · **registered** · registered 2014-01-30 Nicole Carolyn Orchard is an individual financial adviser on the New Zealand Financial Service Providers Register, currently appointed under Arthur J. Gallagher & Co (nz) Limited (FAP FSP39921). **Parent FAP:** Arthur J. Gallagher & Co (nz) Limited (FSP39921) Provider profile: **Licence type:** Non-licensed **Dispute resolution scheme:** Financial Services Complaints Limited **Display specialty:** Financial Adviser ## Services offered - Issuing or managing means of payment - Financial advice service (including financial advisers) - Financial adviser ## Specialties (source-tagged) Each specialty below carries its data source + confidence. Cascade: self-attest 1.00 > PDS 0.90 > PDS-inherited 0.85 > AI-classified 0.70. For binding regulatory statements refer to the source link. - **general-insurance** — inherited from parent FAP FSP39921, confidence 0.85 (source: ) - **health-insurance** — inherited from parent FAP FSP39921, confidence 0.85 (source: ) - **life-insurance** — inherited from parent FAP FSP39921, confidence 0.85 (source: ) **Trading names:** Nicole Carolyn Orchard, Insite Insurance Ltd, Franklin Financial Services Ltd, Franklin Financial Services Ltd **Registered address:** The Gallagher Centre,Level 4, 100 Beaumont Street,Auckland,1010,New Zealand ## Verify - FSPR register: - HTML profile on FA-NZ: - Machine-readable facts: - All advisers in Auckland: *FinanceAdvisersNZ is a directory mirror of public FSPR data. We do not regulate, vet, or endorse advisers, and we do not provide financial advice. For binding regulatory purposes refer to the FSPR record linked above.* *Last refreshed: 2026-06-20*