# Lyubov Bykova

**FSP FSP1010055** · **Wellsford** · **registered** · registered 2025-06-09

Lyubov Bykova is an individual financial adviser on the New Zealand Financial Service Providers Register, currently appointed under Fundsmart Limited (FAP FSP1008314).

**Parent FAP:** Fundsmart Limited (FSP1008314)
Provider profile: <https://financeadvisers.co.nz/provider/fundsmart-limited-auckland-FSP1008314>

**Licence type:** Non-licensed
**Display specialty:** Financial Adviser

## Services offered

- Financial advice service (including financial advisers) - Financial adviser

**Trading names:** Lyubov  Roshchyna, Valar Financial Advisors, Fundsmart Mortgages And Finance

**Registered address:** 877 Pakiri Road,Rd 2,Wellsford,0972,New Zealand

## Verify

- FSPR register: <https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP1010055>
- HTML profile on FA-NZ: <https://financeadvisers.co.nz/adviser/lyubov-bykova-wellsford-FSP1010055>
- Machine-readable facts: <https://financeadvisers.co.nz/api/adviser/FSP1010055/facts.json>
- All advisers in Wellsford: <https://financeadvisers.co.nz/advisers/wellsford>

*FinanceAdvisersNZ is a directory mirror of public FSPR data. We do not regulate, vet, or endorse advisers, and we do not provide financial advice. For binding regulatory purposes refer to the FSPR record linked above.*

*Last refreshed: 2026-06-21*