# Kathleen Hiro Gruschow

**FSP FSP192505** · **Wellington 
  Central** · **registered** · registered 2011-12-18

Kathleen Hiro Gruschow is an individual financial adviser on the New Zealand Financial Service Providers Register, currently appointed under Bank Of New Zealand (FAP FSP25101).

**Parent FAP:** Bank Of New Zealand (FSP25101)
Provider profile: <https://financeadvisers.co.nz/provider/bank-of-new-zealand-auckland-FSP25101>

**Licence type:** Non-licensed
**Dispute resolution scheme:** Banking Ombudsman
**Display specialty:** Financial Adviser

## Services offered

- Financial advice service (including financial advisers) - Financial adviser
- Keeping
- investing
- administering
- or managing money
- securities
- or investment portfolios on behalf of other persons

## Specialties (source-tagged)

Each specialty below carries its data source + confidence. Cascade: self-attest 1.00 > PDS 0.90 > PDS-inherited 0.85 > AI-classified 0.70. For binding regulatory statements refer to the source link.

- **investments** — inherited from parent FAP FSP25101, confidence 0.85 (source: <https://www.bnz.co.nz/assets/personal-banking/insurance/pdfs/BNZ-FAP-Disclosure-Statement.pdf>)
- **kiwisaver** — inherited from parent FAP FSP25101, confidence 0.85 (source: <https://www.bnz.co.nz/assets/personal-banking/insurance/pdfs/BNZ-FAP-Disclosure-Statement.pdf>)
- **lending** — inherited from parent FAP FSP25101, confidence 0.85 (source: <https://www.bnz.co.nz/assets/personal-banking/insurance/pdfs/BNZ-FAP-Disclosure-Statement.pdf>)

**Trading names:** Kathleen Hiro McNeil, Kathleen Hiro Gruschow, Todd Family Office Limited, Bank Of New Zealand Limited, Bank Of New Zealand Limited

**Registered address:** Floor 1,1 Whitmore Street,Wellington Central,6011,New Zealand

## Verify

- FSPR register: <https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP192505>
- HTML profile on FA-NZ: <https://financeadvisers.co.nz/adviser/kathleen-hiro-gruschow-wellington-central-FSP192505>
- Machine-readable facts: <https://financeadvisers.co.nz/api/adviser/FSP192505/facts.json>
- All advisers in Wellington 
  Central: <https://financeadvisers.co.nz/advisers/wellington-central>

*FinanceAdvisersNZ is a directory mirror of public FSPR data. We do not regulate, vet, or endorse advisers, and we do not provide financial advice. For binding regulatory purposes refer to the FSPR record linked above.*

*Last refreshed: 2026-06-20*