# Joyce Ram

**FSP FSP1003025** · **Auckland** · **registered** · registered 2022-04-20

Joyce Ram is an individual financial adviser on the New Zealand Financial Service Providers Register, currently appointed under Aroha Mortgages Limited (FAP FSP1005143).

**Parent FAP:** Aroha Mortgages Limited (FSP1005143)
Provider profile: <https://financeadvisers.co.nz/provider/aroha-mortgages-limited-auckland-FSP1005143>

**Licence type:** Non-licensed
**Display specialty:** Financial Adviser

## Services offered

- Financial advice service (including financial advisers) - Financial adviser

**Trading names:** Tella, Swift Mortgages Limited, Jmr Mortgages Limited, Aroha Mortgages Limited, Jmr Mortgages Limited, Tella, Swift Mortgages Limited

**Registered address:** 19 Bushfield Drive,Flat Bush,Auckland,2019,New Zealand

## Verify

- FSPR register: <https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP1003025>
- HTML profile on FA-NZ: <https://financeadvisers.co.nz/adviser/joyce-ram-auckland-FSP1003025>
- Machine-readable facts: <https://financeadvisers.co.nz/api/adviser/FSP1003025/facts.json>
- All advisers in Auckland: <https://financeadvisers.co.nz/advisers/auckland>

*FinanceAdvisersNZ is a directory mirror of public FSPR data. We do not regulate, vet, or endorse advisers, and we do not provide financial advice. For binding regulatory purposes refer to the FSPR record linked above.*

*Last refreshed: 2026-06-20*