# Joon-ha Cho

**FSP FSP1003598** · **Auckland** · **registered** · registered 2022-07-09

Joon-ha Cho is an individual financial adviser on the New Zealand Financial Service Providers Register, currently appointed under Bank Of New Zealand (FAP FSP25101).

**Parent FAP:** Bank Of New Zealand (FSP25101)
Provider profile: <https://financeadvisers.co.nz/provider/bank-of-new-zealand-auckland-FSP25101>

**Licence type:** Non-licensed
**Display specialty:** Financial Adviser

## Services offered

- Financial advice service (including financial advisers) - Financial adviser

## Specialties (source-tagged)

Each specialty below carries its data source + confidence. Cascade: self-attest 1.00 > PDS 0.90 > PDS-inherited 0.85 > AI-classified 0.70. For binding regulatory statements refer to the source link.

- **investments** — inherited from parent FAP FSP25101, confidence 0.85 (source: <https://www.bnz.co.nz/assets/personal-banking/insurance/pdfs/BNZ-FAP-Disclosure-Statement.pdf>)
- **kiwisaver** — inherited from parent FAP FSP25101, confidence 0.85 (source: <https://www.bnz.co.nz/assets/personal-banking/insurance/pdfs/BNZ-FAP-Disclosure-Statement.pdf>)
- **lending** — inherited from parent FAP FSP25101, confidence 0.85 (source: <https://www.bnz.co.nz/assets/personal-banking/insurance/pdfs/BNZ-FAP-Disclosure-Statement.pdf>)

**Trading names:** Paul  Cho, Enableme Auckland - Takapuna, Kajis Consulting Limited, Enableme Auckland - Takapuna, Kajis Consulting Limited

**Registered address:** 80 Queen Street,Auckland Central,Auckland,1010,New Zealand

## Verify

- FSPR register: <https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP1003598>
- HTML profile on FA-NZ: <https://financeadvisers.co.nz/adviser/joon-ha-cho-auckland-FSP1003598>
- Machine-readable facts: <https://financeadvisers.co.nz/api/adviser/FSP1003598/facts.json>
- All advisers in Auckland: <https://financeadvisers.co.nz/advisers/auckland>

*FinanceAdvisersNZ is a directory mirror of public FSPR data. We do not regulate, vet, or endorse advisers, and we do not provide financial advice. For binding regulatory purposes refer to the FSPR record linked above.*

*Last refreshed: 2026-06-20*