# John Charles Heritage

**FSP FSP1008826** · **Hamilton** · **registered** · registered 2024-12-03

John Charles Heritage is an individual financial adviser on the New Zealand Financial Service Providers Register, currently appointed under Protect Financial Services 2023 Limited (FAP FSP1005743).

**Parent FAP:** Protect Financial Services 2023 Limited (FSP1005743)
Provider profile: <https://financeadvisers.co.nz/provider/protect-financial-services-2023-limited-ohaupo-FSP1005743>

**Licence type:** Non-licensed
**Display specialty:** Financial Adviser

## Services offered

- Financial advice service (including financial advisers) - Financial adviser

## Specialties (source-tagged)

Each specialty below carries its data source + confidence. Cascade: self-attest 1.00 > PDS 0.90 > PDS-inherited 0.85 > AI-classified 0.70. For binding regulatory statements refer to the source link.

- **life-insurance** — inherited from parent FAP FSP1005743, confidence 0.85 (source: <https://www.protectfinancial.co.nz/disclosure-statement-2>)
- **general-insurance** — inherited from parent FAP FSP1005743, confidence 0.85 (source: <https://www.protectfinancial.co.nz/disclosure-statement-2>)
- **health-insurance** — inherited from parent FAP FSP1005743, confidence 0.85 (source: <https://www.protectfinancial.co.nz/disclosure-statement-2>)
- **kiwisaver** — inherited from parent FAP FSP1005743, confidence 0.85 (source: <https://www.protectfinancial.co.nz/disclosure-statement-2>)
- **mortgages** — inherited from parent FAP FSP1005743, confidence 0.85 (source: <https://www.protectfinancial.co.nz/disclosure-statement-2>)
- **lending** — inherited from parent FAP FSP1005743, confidence 0.85 (source: <https://www.protectfinancial.co.nz/disclosure-statement-2>)

**Trading names:** Jch Financial Services Ltd

**Registered address:** Flat 48 Bramley Gardens, 3 Turnbury Court,Rototuna,Hamilton,3210,New Zealand

## Verify

- FSPR register: <https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP1008826>
- HTML profile on FA-NZ: <https://financeadvisers.co.nz/adviser/john-charles-heritage-hamilton-FSP1008826>
- Machine-readable facts: <https://financeadvisers.co.nz/api/adviser/FSP1008826/facts.json>
- All advisers in Hamilton: <https://financeadvisers.co.nz/advisers/hamilton>

*FinanceAdvisersNZ is a directory mirror of public FSPR data. We do not regulate, vet, or endorse advisers, and we do not provide financial advice. For binding regulatory purposes refer to the FSPR record linked above.*

*Last refreshed: 2026-06-20*