# Het Ram Verma

**FSP FSP1010209** · **Papakura** · **registered** · registered 2025-06-21

Het Ram Verma is an individual financial adviser on the New Zealand Financial Service Providers Register, currently appointed under Financial Gurus 2020 Limited (FAP FSP720851).

**Parent FAP:** Financial Gurus 2020 Limited (FSP720851)
Provider profile: <https://financeadvisers.co.nz/provider/financial-gurus-2020-limited-auckland-FSP720851>

**Licence type:** Non-licensed
**Display specialty:** Financial Adviser

## Services offered

- Financial advice service (including financial advisers) - Financial adviser

## Specialties (source-tagged)

Each specialty below carries its data source + confidence. Cascade: self-attest 1.00 > PDS 0.90 > PDS-inherited 0.85 > AI-classified 0.70. For binding regulatory statements refer to the source link.

- **mortgages** — inherited from parent FAP FSP720851, confidence 0.85 (source: <https://financehub.co.nz/disclosure-statement/>)
- **lending** — inherited from parent FAP FSP720851, confidence 0.85 (source: <https://financehub.co.nz/disclosure-statement/>)

**Trading names:** Harry Verma Mortgages, The Finance Hub

**Registered address:** 4 Te Aparangi Crescent,Papakura,2110,New Zealand

## Verify

- FSPR register: <https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP1010209>
- HTML profile on FA-NZ: <https://financeadvisers.co.nz/adviser/het-ram-verma-papakura-FSP1010209>
- Machine-readable facts: <https://financeadvisers.co.nz/api/adviser/FSP1010209/facts.json>
- All advisers in Papakura: <https://financeadvisers.co.nz/advisers/papakura>

*FinanceAdvisersNZ is a directory mirror of public FSPR data. We do not regulate, vet, or endorse advisers, and we do not provide financial advice. For binding regulatory purposes refer to the FSPR record linked above.*

*Last refreshed: 2026-06-02*