# Gina-rose Christine Nicol

**FSP FSP1009435** · **Palmerston North** · **registered** · registered 2025-03-08

Gina-rose Christine Nicol is an individual financial adviser on the New Zealand Financial Service Providers Register, currently appointed under Backbone Nz (2018) Limited (FAP FSP648469).

**Parent FAP:** Backbone Nz (2018) Limited (FSP648469)
Provider profile: <https://financeadvisers.co.nz/provider/backbone-nz-2018-limited-feilding-FSP648469>

**Licence type:** Non-licensed
**Display specialty:** Financial Adviser

## Services offered

- Financial advice service (including financial advisers) - Financial adviser

## Specialties (source-tagged)

Each specialty below carries its data source + confidence. Cascade: self-attest 1.00 > PDS 0.90 > PDS-inherited 0.85 > AI-classified 0.70. For binding regulatory statements refer to the source link.

- **health-insurance** — inherited from parent FAP FSP648469, confidence 0.85 (source: <https://mortgagelinkmanawatu.co.nz/publicly-available-disclosure/>)
- **general-insurance** — inherited from parent FAP FSP648469, confidence 0.85 (source: <https://mortgagelinkmanawatu.co.nz/publicly-available-disclosure/>)
- **income-protection** — inherited from parent FAP FSP648469, confidence 0.85 (source: <https://mortgagelinkmanawatu.co.nz/publicly-available-disclosure/>)
- **business-insurance** — inherited from parent FAP FSP648469, confidence 0.85 (source: <https://mortgagelinkmanawatu.co.nz/publicly-available-disclosure/>)
- **financial-planning** — inherited from parent FAP FSP648469, confidence 0.85 (source: <https://mortgagelinkmanawatu.co.nz/publicly-available-disclosure/>)
- **mortgages** — inherited from parent FAP FSP648469, confidence 0.85 (source: <https://mortgagelinkmanawatu.co.nz/publicly-available-disclosure/>)
- **lending** — inherited from parent FAP FSP648469, confidence 0.85 (source: <https://mortgagelinkmanawatu.co.nz/publicly-available-disclosure/>)
- **life-insurance** — inherited from parent FAP FSP648469, confidence 0.85 (source: <https://mortgagelinkmanawatu.co.nz/publicly-available-disclosure/>)
- **trauma-insurance** — inherited from parent FAP FSP648469, confidence 0.85 (source: <https://mortgagelinkmanawatu.co.nz/publicly-available-disclosure/>)
- **disability-insurance** — inherited from parent FAP FSP648469, confidence 0.85 (source: <https://mortgagelinkmanawatu.co.nz/publicly-available-disclosure/>)

**Trading names:** Gina-rose Christine Keogh, Gina-rose Christine Keogh, Mortgage & Insurance Link Manawatu Rangitikei

**Registered address:** 251 Broadway Avenue,Palmerston North,Palmerston North,4414,New Zealand

## Verify

- FSPR register: <https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP1009435>
- HTML profile on FA-NZ: <https://financeadvisers.co.nz/adviser/gina-rose-christine-nicol-palmerston-north-FSP1009435>
- Machine-readable facts: <https://financeadvisers.co.nz/api/adviser/FSP1009435/facts.json>
- All advisers in Palmerston North: <https://financeadvisers.co.nz/advisers/palmerston-north>

*FinanceAdvisersNZ is a directory mirror of public FSPR data. We do not regulate, vet, or endorse advisers, and we do not provide financial advice. For binding regulatory purposes refer to the FSPR record linked above.*

*Last refreshed: 2026-06-20*