# Danielle Serena Happy

**FSP FSP765731** · **Orewa** · **registered** · registered 2020-10-29

Danielle Serena Happy is an individual financial adviser on the New Zealand Financial Service Providers Register, currently appointed under First Rate Mortgages Limited (FAP FSP271665).

**Parent FAP:** First Rate Mortgages Limited (FSP271665)
Provider profile: <https://financeadvisers.co.nz/provider/first-rate-mortgages-limited-auckland-FSP271665>

**Licence type:** Non-licensed
**Display specialty:** Financial Adviser

## Services offered

- Financial advice service (including financial advisers) - Financial adviser

## Specialties (source-tagged)

Each specialty below carries its data source + confidence. Cascade: self-attest 1.00 > PDS 0.90 > PDS-inherited 0.85 > AI-classified 0.70. For binding regulatory statements refer to the source link.

- **mortgages** — inherited from parent FAP FSP271665, confidence 0.85 (source: <https://nonbank.co.nz/about-our-business/>)
- **lending** — inherited from parent FAP FSP271665, confidence 0.85 (source: <https://nonbank.co.nz/about-our-business/>)
- **life-insurance** — inherited from parent FAP FSP271665, confidence 0.85 (source: <https://nonbank.co.nz/about-our-business/>)
- **general-insurance** — inherited from parent FAP FSP271665, confidence 0.85 (source: <https://nonbank.co.nz/about-our-business/>)
- **kiwisaver** — inherited from parent FAP FSP271665, confidence 0.85 (source: <https://nonbank.co.nz/about-our-business/>)
- **investments** — inherited from parent FAP FSP271665, confidence 0.85 (source: <https://nonbank.co.nz/about-our-business/>)

**Trading names:** Danielle Serena Tracey, Danielle Serena Happy, First Rate Mortgages Limited, Nonbk Limited, Non Bank Loans, Home Loans, Mortgages And Finance, Asecondmortgage.

**Registered address:** 50 Centreway Road,Level 1, Tasman Building,Orewa,0931,New Zealand

## Verify

- FSPR register: <https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP765731>
- HTML profile on FA-NZ: <https://financeadvisers.co.nz/adviser/danielle-serena-happy-orewa-FSP765731>
- Machine-readable facts: <https://financeadvisers.co.nz/api/adviser/FSP765731/facts.json>
- All advisers in Orewa: <https://financeadvisers.co.nz/advisers/orewa>

*FinanceAdvisersNZ is a directory mirror of public FSPR data. We do not regulate, vet, or endorse advisers, and we do not provide financial advice. For binding regulatory purposes refer to the FSPR record linked above.*

*Last refreshed: 2026-06-21*